Saturday, October 24, 2009

Just wondering-- when you write a check, how does the bank and or credit card company and or gas company know exactly the amount you're filling out the check for? Yes, it's really kind of easy in a lot of regards in that a lot of people have nice, clear handwriting and take the time to write their check with their nice handwriting but a lot of people (not me, of course) have bad handwriting and don't spend a lot of time making their checks legible. So, if say, you fill out a check for $28.78 but make the $28.78 part (or even the name of the company you're writing out the check for) so illegible that it doesn't even look like $28.78, how is the bank supposed to know? Do they just guess? Have handwriting experts to study it? Just take out a lot of money thinking that that's what the check writer would want?

1 comment:

Anonymous said...

They probably compare the numbers in the box with the words on the amount line. I doubt you could make it so illegible that they wouldn't be able to match the two to determine the correct amount. Also, whoever you're writing the check to may simply not accept it if they can't see that you're paying them the correct amount they expect. Or when your payee takes the check to the bank to cash it, the bank could tell them its illegible causing them to return the check to you to fix, or the bank could get their opinion on the amount.